Abu Dharr (May allah be pleased with him) reported: I was walking with the Prophet on the stony ground in Al-Madinah in the afternoon when Uhud Mount came into sight. Messenger of Allah (PBUH) said, "O Abu Dharr!" I said, "O Messenger of Allah, here I am responding to you". He said, "If I had as much gold as the weight of Uhud, it would not please me to have a single dinar out of it with me after the passage of three days, but I would hold back something for the repayment of a debt. I would distribute it among the slaves of Allah like this and like this and like this." And he (PBUH) pointed in front of him, and on his right side and on his left side. We then walked a little further and he (PBUH) said: "The rich would be poor on the Day of Resurrection, except he who spent like this and like this and like this,". and he pointed as he did the first time. "But such persons are few". Then he said, "Stay where you are till I come back to you". He (the Prophet (PBUH)) walked ahead a little further in the darkness of the night and disappeared from my sight. I heard a loud voice. I said (to myself): "The Messenger of Allah might have met (mishap or an enemy)". I wished I could go after him but I remembered his commanding me to stay till he came back. So I waited for him; and when he came, I made mention of what I had heard. He asked, "Did you hear it?". I said, "Yes". Then he said, "It was Jibril (Gabriel), who came to me and said: `He who dies among your Ummah without having associated anything with Allah (in worship) will enter Jannah. I said: `Even if he committed illicit sexual intercourse or steals? He (Jibril) said: `Even if he has committed illicit sexual intercourse or steals".[Al-Bukhari and Muslim].
Commentary:
The last portion of this Hadith means that a Muslim, having firm faith in the Oneness of Allah, will go to Jannah even if he has committed major sins in his life. If Allah wills, he will be sent straight to Jannah, or he will be sent there after suffering punishment in Hell for sometime. Some scholars have associated this Hadith with such persons who make repentance at the time when they are close to death and then they do not get time to do good or bad deeds. Almighty Allah will pardon even their major sins without giving them any punishment.
This Hadith also tells us that it is permissible, rather essential, to reserve some money for the payment of loan because its repayment is far more important than giving (voluntary alms).
It also mentions the piety of the Prophet (PBUH) and his passion for spending in the way of Allah.
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